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Chicago Mortgage Lender · NMLS #808166

Your Home.
Your Terms.

Personalized mortgage solutions crafted for Chicago homeowners and buyers. Competitive rates, transparent process, and a lender who actually answers the phone.

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NMLS Licensed #808166
Guaranteed Rate Approved Lender
Personalized Client Service
Serving Greater Chicago Since 2010
Professional mortgage consultation
15+
Years Experience

About Brian

A Local Lender Who Understands Chicago Homebuyers

Buying a home or refinancing is one of the most significant financial decisions you'll make. That's why Brian Dombrowski takes a different approach — one rooted in patience, clarity, and genuine understanding of your situation.

Based in the heart of Chicago's Ravenswood neighborhood, Brian brings over 15 years of mortgage expertise to every client relationship. Whether you're a first-time buyer navigating the Lincoln Park market or a seasoned homeowner looking to refinance on the North Side, he treats your goals as his own.

At Guaranteed Rate, Brian has access to competitive rates and a wide range of loan products — from conventional and FHA to jumbo and VA loans. But what sets him apart isn't just what he offers. It's how he listens, explains, and guides you through every step.

Brian Dombrowski
Mortgage Loan Officer · Guaranteed Rate

What We Offer

Mortgage Solutions Tailored to Your Goals

From your first home to your next chapter, Brian explores every option to find the right fit — no pressure, no surprises.

Purchase Loans

First-time buyer or moving up? Brian walks you through conventional, FHA, VA, and USDA options — helping you understand down payment assistance, rate structures, and what each choice means for your monthly payment.

Refinance

Lower your rate, shorten your term, or tap into home equity. Brian runs the numbers honestly — showing you exactly when a refinance makes sense and when it doesn't.

Jumbo Loans

Chicago's luxury and high-value markets require specialized financing. Brian has experience with jumbo and non-QM loans, ensuring your transaction closes smoothly regardless of price point.

VA & Military Loans

Veterans deserve a lender who understands military life. Brian navigates VA loan guidelines with care — from certificate of eligibility to funding fee questions — so you get the benefit you've earned.

Rate & Term Analysis

Rates change daily. Brian provides clear, written rate comparisons so you can make decisions with confidence — not guesswork. No obligations, just honest analysis.

Pre-Approval

A strong pre-approval sets you apart in any market. Brian streamslines the process so you can shop with confidence and make offers that sellers take seriously.

How It Works

From Inquiry to Closing in Four Steps

Brian keeps things simple and transparent. No hidden steps, no confusing jargon — just a clear path to your new loan.

1

Consultation

Share your goals and questions. Brian listens first, then explains your options in plain language — no sales pressure.

2

Pre-Approval

Submit your financial documents securely online. Brian works quickly to get you a pre-approval you can rely on.

3

Underwriting

Once your offer is accepted, Brian coordinates with your agent, appraiser, and underwriter to keep everything on track.

4

Closing

Review your closing documents with confidence. Brian is available to answer questions right up to signing day and beyond.

Client Stories

What Chicago Homeowners Say

Real feedback from real clients who trusted Brian with one of their most important financial decisions.

"

Brian made what we thought would be a stressful process feel straightforward. He explained every option clearly and never made us feel rushed. We closed on time and got a rate better than our realtor expected.

Michael & Sarah T.
First-Time Buyers · Lincoln Park
"

After 20 years in our home, refinancing felt overwhelming. Brian walked us through every number and helped us understand how much we could save. He even called back the next day just to check in.

David & Linda K.
Refinance · Ravenswood
"

As a veteran, I wanted someone who understood VA loans inside and out. Brian did — from the funding fee to the appraisal process. He treated my service with the respect it deserves.

James R.
VA Loan · Andersonville
Chicago neighborhood home

Ready to Move Forward?

Let's Talk About Your Next Chapter

Whether you're ready to apply or just exploring your options, Brian is here to help. No obligation, no pressure — just an honest conversation about what's possible for you.

(773) 945-6148

Get in Touch

Let's Start the Conversation

Have questions about rates, pre-approval, or which loan type fits your situation? Reach out anytime. Brian responds to every inquiry personally — usually within a few hours.

Office Address
3940 N Ravenswood Ave
Chicago, IL 60613
Office Hours
Mon – Fri: 9:00 AM – 6:00 PM
Sat: By Appointment

Request a Free Consultation

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